Some companies just build the cost of such financing into their pricing, Rooms to Go is one of them (currently no payments till March 2010). Obviously the pricing is higher to reflect that but it seems to work well for them. Maybe a more practical suggestion (and I mentioned this to you when we met, Lance) would be for one of the manufacturers to work out a group insurance program. That really could be a win/win situation for all involved. Hey, maybe Jack can set one up for forum members 