Sorry if this is the wrong forum, and if it's been discussed before please point me in the right direction ... couldn't find anything on search.
The reason I posted here is the typical MF shooter's insurance needs are far different than most other photographers because of the possible investment in gear. When I travel, I'm over 50k of value and if in my car I might be closer to 100k.
This weekend a slip of the camera (hint, even though your phase one L bracket is square, make sure you mount the camera with the lens at 90 degrees to the bracket. The L brackets are not perfectly square, and the extra weight let my camera slip out while holding it on my shoulder, something I have done for 30 years without a problem.Fortunately the 75-150zoom lens hood took most of the damage, the lens itself needs some work, things just not turning correclty, but I can't find any damage to the body and the IQ180 has only 1 little tiny mark on the edge below the power button. Everything works just fine. I got sort of lucky this time)
Anyway, the thought of getting coverage for this occurred to me, not just theft but accidental damage. Is it feasible, or is it just too expensive? I know most homeowners won't cover it unless you add a rider, and usually it's priced OK until you start getting values like we see with MFDB.