after Jono's recent adventure (and my own, i might add), i really want to get insurance on all my gear. i'm looking for people's experience and/or recommendations.
i'm a U.S. citizen (and currency), but spend most of my time in France. i would like something based in the U.S. (ease of language) that can provide worldwide coverage and i have no idea where to start looking. advice would be hugely appreciated, including what and how you cover your gear.