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The recipient would pay the same fees regardless of how you did it with the exception of the echeck, and gift. The sender never pays fees, or at least i have not.
That is correct. The recipient will get dinged approximately 3% whether the money originates from a PayPal balance or credit card or from the sender's checking account. The fee to the recipient for e-check is $5.00 and there is no fee for the gift/personal option, which is reserved more for just that, personal purposes.The recipient would pay the same fees regardless of how you did it with the exception of the echeck, and gift. The sender never pays fees, or at least i have not.
Is there anything good about Ryanair?Your credit card company takes its usual cut, then on top of that PayPal takes its cut. So in essence Paypal surrenders part of its fee to the CC company.
On top of that, if you pay in a different currency than your accout expect 1-3% extra in hidden cost as PayPal uses really crappy exchange rates. Recently I got a GBP/SEK rate of 10.61 through PayPal when market rate was 10.28.
Credit card companies also use incrorrect exchange rates on a wide scale. And worst of all is Ryanair which uses an exchange rate that is about 10% off the market rate.
Well, not much, but despite all the hidden fees, inconvenience and humiliation, it's still by far the cheapest option in most cases. Roundtrip Stockholm-Malta (which is almost as far as you can fly in Europe) is below 100 EUR including all fees and taxes. At this time no other airline has a direct flight, the cheapest alternative was above 300 EUR last time I checked.Is there anything good about Ryanair?