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Thread: Gear Insurance

  1. #1
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    Gear Insurance

    While going over my policies insurance agent informed me that due to recent changes homeowner/renter part would not be adequately covering my gear anymore.

    Naturally this has me very concerned and I am now looking for gear specific insurance. Only thing is I don't know where to start so I figured this forum with high concentration of owners of very valuable gear would be a good place.

    So, what you recommend to get and where? I am in US and am looking for best I can get (within reason) that would fully protect me, protect me both domestically and when traveling abroad, and protect me not just from theft but also anything else that might happen to it (lost, damaged, etc).

    Thank you in advance!

  2. #2
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    Re: Gear Insurance

    I have my stuff insured with Hays, through the NPPA. It's great coverage. $500 deductible for damage, $1000 for loss/theft. email me for more details if you want josh(at)joshmerwin()com

  3. #3
    Senior Member etrump's Avatar
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    Re: Gear Insurance

    The PPA has a small policy included with membership which can be expanded. It's a good policy and worth the money. In short you have to have a policy. I chose a commercial policy with my local agent just to simplify things.

  4. #4
    Senior Member dchew's Avatar
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    Re: Gear Insurance

    Funny I just got a Hays flyer in the mail. I am going to check them out too.

    Dave

  5. #5
    Steven
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    Re: Gear Insurance

    when i first started out, i wasnt a homeowner, so i couldnt even entertain that route, not to mention, being young and always on my parents policies, it was hard to find something, since they wanted a history of insurance...

    that led me to join PPA just for the insurance :-)

    within the last year they changed who they now use as their provider (and as was mentioned added something to their membership).

    anyways, i didnt bother to move my insurance to the new provider, whoever that is, but kept mine with marsh affinity group.

    shamefully, i cant remember many of the details of the top of my head, but its another name worth throwing out there :-)

  6. #6
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    Re: Gear Insurance

    APA offers a good policy.
    Likes 1 Member(s) liked this post

  7. #7
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    Re: Gear Insurance

    Thank you guys!

  8. #8
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    Re: Gear Insurance

    For commercial insurance I like Tom Pickard.

    Covers gear owned and rented, as well as liability.

    Around $1400 a year for pretty decent limits. (I've recently added workman's comp through them, which is additional.)

    I really like them and they turn around insurance certificate requests very quickly.

    TCP&Co.

    If you aren't a commercial photographer, it may just be cheaper to add a personal articles policy to your homeowners?

    Commercial covers you on "for hire" shots. But personal articles would probably be cheaper.

    Good luck!

  9. #9
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    Re: Gear Insurance

    If any of our Australian members have the same issue, I've attached the details of my insurer below. They have a policy specifically for photographers.My gear is covered worldwide and the only claim I've had so far was settled quickly and with little fuss. It's also nice that the policy wording is in plain English and not full of legal twaddle.
    If any members from other countries could share I'm sure many would be grateful.

    Jacqui Thomson is the contact at WSC

    A wholly owned subsidiary of
    WSC Insurance Brokers Pty Ltd
    PO Box 869 Caringbah NSW 1495
    Phone: 02-95256877
    Fax: 02-95262667
    Toll free: 1800 244 350
    email: [email protected]
    Web: WSC Insurance Brokers | Wisdom Security Competence
    Siebel
    "In the end, it's all about the pictures"
    www.bryansiebel.com

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